Most people learn about money too late, but you can change that with
RICH START
Rich Start is the personal finance guide for young
adults aged 18 to 28 who want to take control of
their money finally.
Learn how to save money on any income.
Build a budget that actually works.
Start investing with whatever you have.
Understand how compound interest builds wealth
in your 20s automatically.
Build your credit score the right way.
Create an emergency fund from zero.
Discover side hustle ideas that boost your
income while building real skills.
Financial literacy changes everything when you
learn it early. Written by an award-winning author who is also a
Chartered Accountant and entrepreneur with over
40 years of real financial experience.
Join the early access list now and get your
free 30-day money action plan today.
Chapter Content
CHAPTER 1: Money Basics Most People Never Learn
The Financial Foundation That Changes Everything
CHAPTER 2: The Banking System That Protects Your Money
How to Stay Safe, Flexible, and in Control
CHAPTER 3 How to Earn Your First Real Money
Building Your Financial Foundation Through Smart Income
CHAPTER 4: How Side Hustles Accelerate Your Financial Life
Build Skills, Earn More, and Expand Your Opportunities
CHAPTER 5: Smart Spending Without Feeling Broke
Money Management That Actually Works
CHAPTER 6: The Saving Habit That Separates the Rich from Everyone Else
How Wealth Is Built One Decision at a Time
CHAPTER 7: Turn Your Phone Into a Wealth Machine
Digital Tools That Build Money Automatically
CHAPTER 8: The Power of Compound Interest
Why Time Is Your Greatest Financial Advantage
CHAPTER 9: Introduction to Investing
How to Make Your Money Work While You Sleep
CHAPTER 10: Your Credit Score: The Number That Shapes Your Financial Life
How to Build a Reputation That Opens Doors
CHAPTER 11: How to Stay Financially Smart for Life
The Habits That Keep Your Wealth Growing
CHAPTER 12: Health, Happiness, and the Wealthy Life
Why Your Well-Being Shapes Your Financial Future
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About
My name is Noreen Hynes
I am a Chartered Accountant and Entrepreneur who spent decades watching capable people struggle with money — not because they lack discipline, but because they were never taught how it works. Rich Start is the book I wish I had at 22.
